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Joined 1 year ago
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Cake day: June 11th, 2023

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  • Earthwormjim91@lemmy.worldtomemes@lemmy.worldHe's ready for anything
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    10 months ago

    Even prior to direct military entry, the US was providing mass amounts of aid to fight the Axis. We were giving the UK destroyers, arms, and ammunition immediately after the Nazi invasion of Poland, gave billions to China to help fight the Japanese invasion, and started arming the Soviet Union under the Lend-Lease as soon as Germany invaded them.

    We also deployed to Iceland to take over the Brits’ post there so they could free up troops to the mainland.

    Even ignoring the European front, which is stupid, the US was instrumental in the African front and neutralizing Italy.

    But nah, the US kicking ass and stacking bodies on 3 different fronts wasn’t important to winning the war. Nope.



  • Earthwormjim91@lemmy.worldtomemes@lemmy.worldDuh !
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    10 months ago

    So just don’t use the built in software. I don’t have any of my TVs connected to the internet or use their built in OS. I have a couple of Apple TVs plugged in and run everything off that. Never even set the things up beyond plugging them in and switching to HDMI 1.

    There’s also the Chromecast TV if you use Android.

    If you use a separate smart tv device like those, then the only thing you need to care about on the TV itself is resolution, refresh, and number of ports. Or if you want to spend a chunk of change then you can look into things like OLED. But the separate devices make the TV OS irrelevant.



  • Because if you have several hundred thousand dollars laying around to pay in cash, you’re better off investing that into an index fund which will have a higher rate of return than the interest on the mortgage.

    If you have $500k and want to buy a $500k house, you could pay the entire $500k down and own the house free and clear, but you would only gain the appreciation on the house if you ever sell it. Assuming doubling in value every 10 years it should be worth $4M after 30 years.

    If you had $500k and took out a mortgage of $400k, at the national average of 7% and 30 years, you would pay a total $1,033,654. If you took the other $400k you had and put it in just the S&P 500 which has averaged right at 10% annually, and left it there, you would end up with $6,979,760 in that fund at the end of the 30 years.

    So you would come out ahead by about $4 million at the end if you took the mortgage and invested the cash.


  • Earthwormjim91@lemmy.worldtomemes@lemmy.worldSpare a dollar?
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    10 months ago

    It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.

    This is just a simple online mortgage calculator so it factors in escrow into the monthly payment since that’s what pretty much everyone is going to have.