What change do you propose? Being born ultra rich?
If you work hard and become a professional you can make 100-120k in your 30s. Maybe as much as 150 if you get lucky. Those jobs exist in places where rent is 50% take home and ownership is completely off the table.
Do you suggest working a Denny’s in a rural area? Fuck that and fuck you.
They’re smart to balance their checkbooks on the way out. They never let any opportunity to consume go to waste.