I personally don’t have a PDF reader since Firefox can open them and so can Fossify Files

Not at all. I just don’t trust the banking system.

How about switching to infrastructure where you have to push money to these companies instead of them pulling money from you? Use Monero.

While not outright obvious, the title is technically correct. It is open source money.

I cant get focus on github anymore like i was. That’s the primary issue.

I don’t trust the built-in password store and therefore use a password manager. But I would just like a browser that I can open up besides that one which is my main browser that would automatically delete things every time I quit it.

Yes, it does, but it’s a pain in the ass to use because most of the time you want to use it in regular browser mode which saves cookies, etc. I have Firefox focus set as my default and in most cases I use it and then very rarely if I actually need something to stick around I will open it in Fennec

Which just means we need to continue to simplify the interfaces for crypto. That way, when OP is locked out of their PayPal account, they will just decide to say fuck it. I will use crypto because it’s easier than dealing with getting my PayPal account back. Make using crypto simple enough that people would ask themselves why take the risk in using the legacy financial system when my money could be confiscated at any time for any reason with no explanation required.

Honestly, no. The only money we’ve had in the past that even compares is when we were actually using gold and silver. The problem with those though is that they cannot be stored or sent digitally without the help of a third party whom you then have to trust. Crypto is the future because it has the same value whether you’re in Caracas or Chicago or London or Moscow. It can be transferred anywhere in the world in seconds and settles within 20 minutes, not three business days or more such as the banking system. It is a bearer asset that nobody can take away from you without force and no government can inflate away and leave you poor.

But why would I use Linux when Windows comes pre-installed when I buy the computer and I don’t have to use the command line? /s

I’ve been a Linux user since 2010 and wouldnt dream of using windows as a daily driver ever again. If you are capable of running Linux, you are more than capable of using crypto. Whether you choose to or not is your own decision, but you are capable of doing so.

And that’s a totally legitimate viewpoint. I am using it and helping to smooth out the edges so that when you are ready to use it, you will be able to and have the experience that you expect to have. I am willing to put up with the rough edges and difficulties now in order to make your life easier in the future.

I think that’s the fundamental disconnect. You may not see it as money, where I do, since I can buy the things I need to survive with it. And I can buy the things that I enjoy with it, which makes it money. Fees have never been a real problem. I mean, 1 US cent for a transaction is nothing

Edit: You and I would be unable to make a trade because we cannot agree on what is valuable. I do not value fiat currencies and you do not value crypto.

In most cases, it will probably be Monero or Bitcoin, primarily because those are proof of work, which means you actually have to put energy into it if you wish to break it. Keep in mind that once you have any crypto, it is extremely easy to get from that crypto to any crypto you desire. So even if your employer paid you in a crypto you did not like, it would be extremely easy to switch it into the crypto you do like and wish to use. I don’t use Bitcoin for example but I would absolutely take a job that paid me in Bitcoin and then I would immediately take that and convert it into Monero and I would use that and it would take me very little time to do so.

I feel it’s speculative something like electricity was speculative in the early days of electricity when people were doing it wrong and burning down their houses and people laughed at electricity like who would ever want that and now we can’t really live without it. I will agree, cash is a bearer asset and untraceable and therefore is very good. The only real problem with cash is that it’s based on the monetary policy of the governmyth that issues it. They make bad decisions and you suffer for it.

Edit: That and it’s kind of hard to stuff cash bills into my computer and get them to come out on the other side halfway across the world.

That’s true. Once people start getting paid in it, that’s when it’s really going to take off. I don’t think a majority of people will be paid in it until such a time as their national currencies start to hyper inflate. Ask a person in the United States, Canada, or Europe, if they would want to be paid in crypto, and the vast majority would say no. Ask a person in Zimbabwe, Argentina, Venezuela, Lebanon, etc. If they would like to be paid in crypto, and I’ll bet you’ll get a whole different answer.

That’s what multi-signature escrow is for. You deposit money into an account and you have one key. The vendor has one key and a third key is given to an arbitrator and at least two keys must sign the transaction in order for it to be completed. If the vendor sends you your product and you are happy with it, you sign the transaction and the vendor signs the transaction and the vendor gets the money. If the vendor does not send you what you ordered, you talk to the arbitrator and the arbitrator listens to your case and the vendor’s case and makes a decision.

Instacart has giftcards you can buy with crypto and so does my cell provider. Sure, you absolutely could say that they don’t accept it directly, and you would be right. However, I still get my groceries in my refrigerator, and I still get service on my cell phone. So, at the end of the day, does it matter?

And that’s fine because you will always buy your requirements such as food, water, shelter, and transportation no matter what the price is. But you don’t need that new Xbox right now. It keeps prices steady, which is what people expect from a currency. And the more people who do it this way, the lower the volatility will become because more people are using it.

Fair enough, I’ll be the first to admit that it takes work in order to use it. I’ll give two reasons. One is a monetary, and one is not.

Reason 1: If we are right, and 15 years of data shows we at least have a point, then you would be an early adopter and very likely end up very wealthy.

Reason 2: You can buy anything from anyone, anywhere, in the world at any time without permission. And it’s guaranteed to be irreversible in 20 minutes.

Well now you know two people who use crypto and I use it as money. I don’t speculate on it. I buy my groceries and pay my cell phone bill and pay my insurance with it. I recently bought a Taylor Swift album with it as well.