Youre right. My bad

https://www.consumerfinance.gov/rules-policy/regulations/1005/17/#b-1

Its true and mandated by law in the US. Before this year, you could file with the CPFB and BBB fairly easily for this type of complaint and get a refund, but who knows if they have teeth anymore.

You have to opt in to overdraft protection and fees. Its not designed to fuck you over. You literally signed up for the service and can cancel it at any time.

They do. Cops in America just want to jerk you around. People elect to participate because refusing usually means being detained and taken for chemical testing. Breathalyzers and roadside sobriety field tests dont work consistently and can be bypassed easily.

I concur

They kind of do. Whoever is buying ads better be getting clicks or theyre in trouble.

Maybe you can get into aluminum extrusion