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Cake day: July 14th, 2023

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  • Get the nice house. You might not like the neighbors but you can hide from them in a nice house.

    Wait, if you get the recluse house, you won’t have neighbors, and you could always update the house slowly until it’s nice.

    Wait, over time, others will probably move next to you and it will no longer be a recluse house, so you’ll be stuck with neighbors AND a less nice house.

    Wait, they say fences make good neighbors so, if you get the nice house and then put up a fence…

    Is this helping?


  • Again, all of those are in essence stocks that can be lost in a crash, if someone hacks my account, the bank fails, etc. When it comes down to it, those are just numbers in an account that one day could go to zero. One could argue that is not likely to happen, but if it did, what recourse would I actually have?

    I retired at 52. I don’t need financial advice. My point was that I wanted a tangible asset. If I choose diamonds or gold someone here would get just as upset that those were essentially covered with blood and they are. I wouldn’t want to do cars because I don’t consider it wise, don’t have storage, don’t want to pay the insurance, etc. Real estate is an obvious choice. It makes a very good investment, but clearly in this thread it’s evil.




  • Professorozone@lemmy.worldtoMemes@lemmy.mlRent is Robbery
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    6 months ago

    I personally believe that asking the details of why a person believes something is EXACTLY the right way to have a discussion because if you just scream at the person and say you’re wrong, that person will just dig in and solidify his opinion.

    This is why I’m not going to argue with you anymore because I’m pretty sure you’re not going to change your mind and I’m sorry I don’t live up to your expectations of not grabbing my sign and marching in front of congress.

    I have never seen a successful positive movement toward the kind of government you portray. Instead what I have seen is my dollar going for positive change and corporation’s billions of dollars going the other way. Given the fact that as a society we choose the worst examples of humanity to govern us, I don’t see this changing. I only have one life and I’m just not heroic enough to donate it to one of the many causes that need it. I don’t break the rules that I follow and I try not to make things worse, but I would be curious to know what arm waving you’ve done recently to change this predicament. Did you write your congressman? Get interviewed on TV? Write a book pointing out the tragedy? What exactly have you done and has it made a difference?


  • Professorozone@lemmy.worldtoMemes@lemmy.mlRent is Robbery
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    6 months ago

    So let me relate my story.

    At the age of 18 I got my first job working my way through college pushing 1200 packages an hour in a UPS warehouse. Back then $20 was a lot of money to me. That would fill my gas tank for a week. But I pulled that out of every paycheck and I continued doing that from every paycheck I got after college and beyond, increasing it to 30% of my professional income over time.

    After 30 years of working to make someone else rich I looked at my now substantial investments, both personal and 401k and realized, Holy crap, these are just numbers in a computer. What would I actually do if I looked at those investments and one day the number was zero? I mean, in one form or another they were really all just stocks. If the market crashed I could lose a lot and have to build back up. What if the bank collapsed? Theoretically, government insurance might cover me, but I don’t know what the fine print says. What if I didn’t qualify for some reason? Even if I did, how long would it take? What if I was hacked and from the bank’s perspective, I had simply withdrawn the money?

    My answer was to diversify. If I bought a house and everything turned to shit, at least I could LIVE in the house. So me and a buddy each put in $50k to buy a gutted house near the beach. Then we foolishly spent 3 years of our lives working nights and weekends, putting in a kitchen, floors, paint, doors, plumbing, tearing out walls to fix termite damage. We paid to have the wiring brought up to code. We made it nice and spent $68k.

    We got a great renter in there for market price and then Covid hit. I talked to my partner and we decided that if she couldn’t pay, she was going to stay rent free. Fortunately, she never missed a payment but it didn’t feel right to raise the rent and price her out of the house. Rents in the area are $2500/ month. She’s paying $1900/ month. If you do the math you know we are essentially giving up $600/ month of potential income.

    Now let’s see how I’m stealing this income. Last year was just great. A tornado hit the neighborhood and damaged the roof, the fence, some of the exterior and left debris, like someone’s front door, in the yard that had to be hauled away. Total cost including the roof $13k. We got lucky.

    So, $1900 rent x 12 months is $22800/ year. Subtract $13k plus $3600 for property taxes, plus $300 for inside pest control, plus $300 for termite treatment plus $600 for incidental things that needed fixing. That’s $5k. Divide that by 2 because I only own half and I raked in a whopping $2500, on which i get to pay income taxes. Let’s not forget the time it takes to contact 3 roofers to get quotes, meet them to pick colors and sign the contract, clean up the yard, write up the lease and bring it to her to sign, arrange for any and all repairs or emergencies and the myriad of other things that crop up over the years.

    And now that I’ve found out how I’ve been robbing my renter by just sitting around collecting money I don’t deserve, I have to call my buddy and tell him we have to sell the house for zero profit and of course, kick the renter out so she can… I don’t know… spend $600/ month more finding another place to live.

    Like I said, I don’t make these rules. I paid rent too and now a mortgage. Would I like to live in a country that didn’t allow corporations to buy up everything and jack up the price of those living there? Hell yeah.

    So I vote. What else can I do? I didn’t crush anyone under my heels to get what i have. I literally saved the money i made. And if I want to protect everything I’ve spent my whole life to create I can put it in… what… diamonds? Like those don’t have blood on them. Make my own business. Isn’t that like joining the enemy. I mean the goal would be to grow, right? Boats, cars? What is socially acceptable?

    I’m sorry but I’m just not this horrible robber depicted in the meme and I’m not apologizing.




  • Professorozone@lemmy.worldtoMemes@lemmy.mlRent is Robbery
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    6 months ago

    First of all, maybe I’m not trying to argue, maybe I’m asking questions because I want to understand the other person’s side and making sure that person has fully thought through his position. How can I agree or disagree if I don’t even know the rules. On this topic people seem to be pretty certain that ALL landlords are basically stealing a living from their renters. I don’t care for arguments that place individuals in the same category as large corporations. There are heroes and villains in every industry. Landlording is no exception.

    I did not set up the rules, I’m just following them. In the united states this is unfortunately how it functions.


  • Professorozone@lemmy.worldtoMemes@lemmy.mlRent is Robbery
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    6 months ago

    It seems to me that if a house exists, someone owns it, unless you consider government possession NOT ownership.

    So if the government possesses the house, they should provide it as housing for free to someone, right?

    And a person CAN buy the house, but if that person is not going to live in it, he should provide it to a person to live in either rent free OR at a price that is not more than the taxes and costs so that it is essentially provided non-profit. Correct?