Wow I had no idea, thanks for sharing the source.

I saw it on there among 20+ other chocolate bars.

I definitely thought those were carrots. That certainly changes things

All space heaters operate at the same efficiency since they convert electricity to heat via resistance. You may have a small one and low electricity rates in your area to see a negligible change. Or maybe other uses went down and masked the increase from the space heater usage.

Insurance and property taxes are factored into the monthly payment, though it’s not obvious from the meme