I live in the Netherlands and now pay €188 a year. It’s just a “wa” insurance meaning if I hit something they pay the damage of the other’s, but not mine damage.

I drive a car from 2009 and have 10 years of no damages. So if your willing to move to the Netherlands wait 10 years you can lower your payment. (Not really a option I guess)

When there was basically only Netflix I paid for it and almost completely stopped pirating. Now I have acces to Netflix, Disney, prime(Disney and prime by password sharing) and I again started pirating years ago.

I for sure pay €20 for one service with almost everything, no ads and decent quality. Then I again stop pirating

In my case I use a Emby server and not “free” streaming options because I can choice the quality, subtitles and on which device I want to watch. Or download it on my phone for offline watching.

All under my control without any ads.

You have specific colours depending on sun status like Lee 025 sunset red or something like Lee 764