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Cake day: January 16th, 2024

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  • JasonDJ@lemmy.ziptoLemmy Shitpost@lemmy.worldStay Mad, Tankies
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    9 hours ago

    The Republican party wouldn’t exist if everybody voted. That is a straight up fact. As fucked as our election system is, they are far enough the minority that if everyone got out, the EC wouldn’t matter.

    You want a “left light” and a “true left”, you aren’t going to get it by abstaining, or by voting for nonviable moonshot third-party candidates. You are going to get it by abolishing the far right party and making that tiny sliver of the whole population realize that their antiquated views aren’t welcome here.

    They need to be crushed.

    They only exist because people don’t want to vote for the lesser of two evils, so instead they just don’t vote. And what do you know, a -1 for the less evil is just as effective as a +1 for the more evil.

    All of their success is brought on by feeding apathy in their opposition, making it more difficult to vote, destroying any faith in the system, and gerrymandering.

    So yes, in my opinion, the far left refusing to hold their nose for a few minutes may as well be voting for the insurrectionist.






  • Does your local library support Libby?

    Libby is an app that allows you to use your library card to check out ebooks, audiobooks, and digitized magazines. Free to anyone with a library card (at a participating library).

    That’s one of several resources that a lot of libraries provide. Hoopla, as well, for shows and movies. And some have maker spaces, or 3d printers, or loan tools. And they usually have discount passes for local edutainment attractions (museums, aquariums, zoos, etc).

    Some give you a month subscription to genealogy sites. Lots of stuff for little kids and families, usually activities or story times or craft classes. Classes for grownups too.

    Tons of stuff at/from your local library. More than just books.






  • JasonDJ@lemmy.ziptoMemes@lemmy.mlsigh...
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    14 days ago

    As a parent I don’t have the time for multiplayer gaming.

    Sometimes I feel like picking up an MMO. Nostalgia is calling for TBC Classic. But then I remember that I’m not going to have this combination of desire and time to play again for like a week, at least.

    And I’d spend all my available time tonight just installing it and getting it working.

    And then forget it’s installed.

    And then next time I can play, it needs to patch.

    That’s not way to play an MMO, especially one where I’d be paying $15/Mo for what amounts to a couple hours of playable time.

    So yeah…single player ftw.






  • Ugh I still have an air conditioner that was dead out of the box (bought it off season so didn’t use it till summer…summer 2020)

    Tried a bunch of times to call in but “due to the pandemic” (what a fucking catchall for anti-consumer behavior…if a huge company hadn’t figured out how to keep their call center staffed 5 months into it, then it’s clearly intentional), nobody ever answered the call in the hour or so I’d wait on hold, several times.

    I eventually gave up and just ate the cost.



  • JasonDJ@lemmy.ziptoMemes@lemmy.mlthe debt
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    22 days ago

    Most people who think they understand how credit scores work…don’t understand how credit scores work.

    The biggest things are loan-to-limit, payment history, and average age of accounts.

    Loan-to-limit is easily achieved by keeping balances below 50%, and ideally below 30%. It’s also helped tremendously by not carrying a revolving balance (paying the statement balance in full each month) and not closing idle cards.

    Payment history is of course helped by making payments on time.

    And AAoA is probably the easiest. Just don’t close cards. Call and “downgrade” a card if it isn’t worth the annual fee. If there’s no annual fee, there’s no reason to close a card.

    Just make sure you use it every now and then and pay it off. I sock-drawered one of my oldest cards a long time ago and it just closed last month from being idle, and that took a hit to my score (high limit gone and it’s no longer incrementing time in my AAoA).

    It’s also worth mentioning that credit scores don’t matter until you are looking for credit. Credit cards are probably the easiest way to build credit, as long as they are used properly. But they’ll give a basic card to any schmuck. Where it really matters is getting mortgages and larger loans like cars. That’s where having a good score matters. And also better cards that earn more points/miles/cashback and have other fringe benefits.


  • JasonDJ@lemmy.ziptoMemes@lemmy.mlthe debt
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    22 days ago

    Articles and posts like this really just exist for conservatives to shout that we need to stop federal spending and cut out “unimportant” things like Dept of Education, as described in Project 2025.

    The problem is that debt is good. It enables us to pay for infrastructure projects and services. It doesn’t work like a household budget…not on the scale of international economies…because money “in the bank” is money that’s not in circulation.

    When money is not in circulation, it’s not being used to pay for goods and services…it’s just…sitting there being hoarded.

    You all complain about Musk hoarding a few hundred billions. Imagine if the debt were in the opposite direction and the government had $34T sitting in the bank doing nothing.

    And anyone can buy Treasury debt. In fact, last year it was an AMAZING return on investment for anyone that bought into it and holds into the debt for a few years. One of the safest places anybody could put money to earn a return (behind a HYSA at FDIC insured banks).